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About Christopher Ariano

Christopher Ariano is a bankruptcy and debt settlement attorney helping clients across the state of Arizona free themselves from the weight of burdensome debt.

What Happens After an Automatic Bankruptcy Stay Is Ordered?

What Happens After an Automatic Bankruptcy Stay Is Ordered?

bankruptcy stayCreditor harassment isn’t necessarily unlawful unless you’ve requested, in writing, that each creditor cease and desist telephonic communication, or they’re breaking other FDCPA (Fair Debt Collection Practices Act) rules. It’s bothersome, indeed. But not illegal.

Once you’ve made the […]

What Is Predatory Lending and How to Address It

What Is Predatory Lending and How to Address It

what is predatory lendingWhen you’re desperate for money, you may become more willing to suspend disbelief and caution. Loans are not created equal and on occasions, lenders may even attempt taking advantage of those in need. In such instances, […]

Suspended License Reinstatement with Bankruptcy

Suspended License Reinstatement with Bankruptcy

suspended license reinstatementGetting your driving license suspended in Arizona isn’t just inconvenient, it could keep you from leading a normal life and going to work. You will have to follow the procedure and adhere to the terms mandated by law for license reinstatement. […]

Arizona Bankruptcy Laws and Procedure     

Arizona Bankruptcy Laws and Procedure     

arizona bankruptcy lawsWhile bankruptcy law is a federal mechanism, each state provides certain specifics when it comes to average income tests and dischargeable debts.  Here is a brief explanation of the Arizona specifics.

Arizona Non-Dischargeable Debts

Before filing for bankruptcy, it is important […]

An Introduction to Arizona Bankruptcy Court

An Introduction to Arizona Bankruptcy Court

arizona bankruptcy courtWhenever you find yourself in front of the judicial system, it often times is never a happy experience.  This is no more true than in bankruptcy court.  This blog post will offer a brief overview of the Arizona bankruptcy […]

How Many Times Can You File Bankruptcy in Arizona?

How Many Times Can You File Bankruptcy?

Is there a limit to the number of times you could do a bankruptcy filing in Arizona? Economic and financial difficulties could arise multiple times, necessitating adequate measures. Often, bankruptcy will be the only way to deal with unsurmountable debt. So, how many times can you file bankruptcy? Arizona […]

Inheritance and Chapter 13 Bankruptcy

Inheritance and Chapter 13 Bankruptcy

Bankruptcy proceedings aren’t always easy and straightforward. There are situations that can lead to complications, situations that make it difficult to determine whether the bankruptcy is still possible and if it will have a pronounced impact on one’s life. Imagine the following scenario – you’re crumbling under the burden of debt and […]

What Happens if You Get Behind on Your Chapter 13 Plan?

What Happens if You Get Behind on Your Chapter 13 Plan?

Chapter 13 bankruptcies are characterized by debt repayment that lasts for a certain period of time. The debtor is acquainted with the terms and conditions and the payments are based on their disposable income. What happens, however, if a financial change occurs through the years? […]

Can Non-US Citizens File Bankruptcy in Arizona?

Can Non-US Citizens File Bankruptcy in Arizona?

Legal residents of the US who are not citizens yet have many questions about the laws that apply to them, their rights and obligations. Dealing with financial problems when you’re not a citizen yet will be both confusing and nerve-racking. You will be considering the possible solutions and you’ll […]

Most Common Mistakes When Filing Bankruptcy

Some of the Most Common Mistakes When Filing Bankruptcy

A bankruptcy filing is a good option when it comes to getting rid of debt or handling it more efficiently. As straightforward as it is, bankruptcy filing does come with certain rules. People who don’t have the legal and administrative knowledge to go through the process could […]

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