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About Christopher Ariano

Christopher Ariano is a bankruptcy and debt settlement attorney helping clients across the state of Arizona free themselves from the weight of burdensome debt.

When is the Best Time to File Bankruptcy in Arizona?

When is the Best Time to File Bankruptcy in Arizona?

If you are considering declaring bankruptcy in the state of Arizona, you should know the timing of this important event matters a great deal. There really is a right time and a wrong time to file bankruptcy in Arizona. Consult with an experienced Arizona bankruptcy attorney […]

What You Need to Know About Filing Bankruptcy in 2021

What You Need to Know About Filing Bankruptcy in 2021

During the COVID-19 pandemic, lawmakers have tried to protect individuals facing financial hardships. Job loss and medical bills have been a few of those financial hardships that people have faced, and they need assistance with avoiding losing everything due to these hardships.

But as the pandemic continues […]

Junk Debt Buyers vs. Original Creditors

Junk Debt Buyers vs. Original Creditors

If you’re facing lawsuits for debt, you’ll want to determine whether the debtor is the original creditor or a junk debt buyer. Some examples of types of debt you might face a lawsuit for include:

  • Credit card debt
  • Personal loans
  • Medical bills

So […]

How to File Bankruptcy in Arizona and Where to Do It

How to File Bankruptcy in Arizona and Where to Do It

Have you found yourself faced with debts that you are unable to pay in Arizona? Are you contemplating filing for bankruptcy in Arizona? If so, you might wonder where you file for bankruptcy in Arizona. Arizona has its own requirements for Chapter 7 bankruptcy, which […]

How Many Times Can You File Bankruptcy in Arizona?

How Many Times Can You File Bankruptcy in Arizona?

In Arizona, as in most states, there is no limit to the number of times you can file for bankruptcy. There are, however, restrictions on when you can file for bankruptcy again after filing once. If you have filed for bankruptcy in Arizona and have received a […]

Can Medical Debt Be Discharged in Bankruptcy in Arizona?

Can Medical Debt Be Discharged in Bankruptcy in Arizona?

Since the COVID-19 pandemic began in 2020, many Arizonans have racked up medical charges. Now, they are faced with medical bills that they cannot pay. Some Arizonans may be considering filing for bankruptcy in Arizona as a way to discharge medical and other debts they have accrued. […]

Covid Bankruptcies After Layoffs in Arizona

Covid Bankruptcies After Layoffs in Arizona

At the start of 2020, the American unemployment rate was extremely low and many Americans enjoyed gainful employment in jobs they thought were very secure. The economy looked strong and there were no signs that employees should be concerned about cutbacks and layoffs.

And then the COVID-19 pandemic hit and businesses […]

Bankruptcy and Eviction in Arizona

Bankruptcy and Eviction in Arizona

Individuals that face financial hardships might not be able to make rent payments. And with that can come the challenges of eviction. Eviction and bankruptcy can be closely related.

An eviction takes place when a landlord forces their renter to move out. This can happen for a variety of reasons, but […]

Can a Debt Collector Call After Filing Bankruptcy?

Can a Debt Collector Call After Filing Bankruptcy?

If you decide to file bankruptcy, your creditors will not be able to pursue you for the debt you owe. They aren’t supposed to contact you by phone or email. They are allowed to contact your bankruptcy attorney in Arizona. Once you file, you’re entitled to something called […]

How Does Chapter 13 Bankruptcy Work in Arizona?

How Does a Chapter 13 Bankruptcy Work in Arizona?

Most people understand how a Chapter 7 bankruptcy works. You file your bankruptcy petition, list all your debts on there and the court will discharge all of them. Once the bankruptcy is complete and you won’t owe a dime. You’ll get a clean slate. A Chapter 13 […]

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