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About Christopher Ariano

Christopher Ariano is a bankruptcy and debt settlement attorney helping clients across the state of Arizona free themselves from the weight of burdensome debt.

Can You File Bankruptcy While in Jail in Arizona?

Can You File Bankruptcy While in Jail in Arizona?

Just because someone is in jail doesn’t mean they don’t have bills. Most inmates are only in jail for a few years or even a few months. While they’re in jail, they have no income to speak of, yet their debts continue to increase. Interest on credit […]

Can I File Bankruptcy Without My Spouse in Arizona?

Can I File Bankruptcy without My Spouse in Arizona?

Just because two people are married, that doesn’t mean they share their finances. Some couples maintain separate bank accounts. Other times, spouses keep at least one account separate that their wife or husband doesn’t know about. There’s nothing wrong with this. It only becomes a problem when […]

What Does Declaring Bankruptcy Do to Your Credit?

What Does Declaring Bankruptcy Do to Your Credit?

Many people who reach out to Arizona bankruptcy lawyers are already in a panic over their finances. They’re at the end of their rope and they just want some peace. But they also want to keep their credit in some standing and fear that bankruptcy will ruin the […]

How Much Debt Do You Need to File Bankruptcy in Arizona?

How Much Debt Do You Need to File Bankruptcy in Arizona?

It can be confusing to figure out if you qualify for bankruptcy. If you’re not a lawyer, you probably have no idea what the rules are. Basically, if you owe a lot more than you can pay, bankruptcy may be an option for you. The […]

What Debts are Not Discharged in Bankruptcy in Arizona?

What Debts are Not Discharged in Bankruptcy in Arizona?

If you believe what you read online, then filing a chapter 7 bankruptcy is easy. Just fill out a few forms and send them to the court. Once you pay your filing fee, your bankruptcy will take care of itself. In the real world, it’s not like […]

What Happens if a Creditor Objects to Discharge?

Can a Creditor Refuse to Let You File Chapter 7 Bankruptcy in Arizona?

Some people think that, if they declare bankruptcy, all their debts will be forgiven. To a certain extent, that is true. Most if not all your unsecured debts will be erased in a Chapter 7 bankruptcy. This includes things like credit card bills […]

What is a Bankruptcy Insider in Arizona?

What is a Bankruptcy Insider in Arizona?

Bankruptcy Court can shed light on a variety of different creditor tactics. Notably, Arizona frequently has to face the issue of insider creditors and friendly creditors. Many people, especially when facing hard financial times, would rather borrow money from a family member or friend than take another cash advance […]

What is the Homestead Exemption in Arizona?

What is the Homestead Exemption in Arizona?

Typically people filing for bankruptcy know that they will have to liquidate all of their valuable assets. This situation leads many homeowners to struggle and not declare bankruptcy when they should because they don’t want to lose their homes. The question is, can homeowners protect their homes during bankruptcy? […]

Common Pitfalls of Bankruptcy in Arizona

Common Pitfalls of Bankruptcy in Arizona

For many people filing for bankruptcy is a one-time shot, and occasionally someone who filed in the past might have to file again years or decades later. Bankruptcy is by no means a daily occurrence or something that the general public is too familiar with. The trouble is that […]

What is a Bankruptcy Trustee in Arizona?

What is a Bankruptcy Trustee in Arizona?

When you file for bankruptcy, you will be assigned a court-appointed trustee. The trustee is not your representative, but a representative of the government whose job is to make sure that there is no fraud being committed. They are also in charge of reviewing your debt and the interest […]

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