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About Christopher Ariano

Christopher Ariano is a bankruptcy and debt settlement attorney helping clients across the state of Arizona free themselves from the weight of burdensome debt.

What Happens if You Get Behind on Your Chapter 13 Plan?

What Happens if You Get Behind on Your Chapter 13 Plan?

Chapter 13 bankruptcies are characterized by debt repayment that lasts for a certain period of time. The debtor is acquainted with the terms and conditions and the payments are based on their disposable income. What happens, however, if a financial change occurs through the years? […]

Can Non-US Citizens File Bankruptcy in Arizona?

Can Non-US Citizens File Bankruptcy in Arizona?

Legal residents of the US who are not citizens yet have many questions about the laws that apply to them, their rights and obligations. Dealing with financial problems when you’re not a citizen yet will be both confusing and nerve-racking. You will be considering the possible solutions and you’ll […]

Most Common Mistakes When Filing Bankruptcy

Some of the Most Common Mistakes When Filing Bankruptcy

A bankruptcy filing is a good option when it comes to getting rid of debt or handling it more efficiently. As straightforward as it is, bankruptcy filing does come with certain rules. People who don’t have the legal and administrative knowledge to go through the process could […]

How is the Chapter 13 Plan Calculated?

How is the Chapter 13 plan calculated?

Chapter 13 bankruptcies allow for the restructuring of your Arizona debt. The trustee will appoint a repayment plan that covers a period of anywhere between three and five years. Upon the completion of the plan, the remaining debt will be discharged. How exactly is the Chapter 13 plan calculated? […]

How Soon Can You Buy a House After Bankruptcy?

How Soon Can You Buy a House after Bankruptcy

Going back to normal life after your bankruptcy will take some time. Financial worries and considerations about the aftermath of the discharge could keep you from doing the things youa��ve been dreaming about.A�Getting a new house a�� is that a good idea? How long should you wait […]

Getting a Credit Card After Bankruptcy

Getting a Credit Card after Bankruptcy

The period following your bankruptcy discharge will be characterized by attempts to get back to your feet. Since youa��ve just had your debt discharged, youa��re probably reluctant to accumulate some new one. Getting a new credit card after bankruptcy isna��t necessarily the smartest thing to do but it may be […]

What is the Pre-Bankruptcy Filing Credit Counseling?

What is the Pre-Bankruptcy Filing Credit Counseling?

In order to file bankruptcy, you have to meet certain requirements. The completion of pre-bankruptcy filing credit counseling courses is one of these prerequisites. Not only is the counseling mandatory for people who are looking into bankruptcy, it could also provide useful information and financial management skills for the […]

Is Debt Discharged in Bankruptcy Taxable?

Is Debt Discharged in Bankruptcy Taxable?

A bankruptcy discharge is definitely sought after but many people are unaware of all its implications. Taxation issues are the ones that seem to raise the most concern. One very common question is whether taxes are owed on debt discharged in bankruptcy.

The Short Answer

The short answer to the question is […]

What Happens to Cosigners in Bankruptcy?

What Happens to Cosigners in Bankruptcy?

Getting loans when your finances arena��t in perfect order can be challenging. This is why various financial institutions ask for a cosigner. Cosigners are usually individuals that have solid finances because they are the ones who will be responsible for the loan whenever the debtor cannot make payments.A�So far, so […]

The Repercussions of Committing Bankruptcy Fraud in Arizona

The Repercussions of Committing Bankruptcy Fraud in Arizona

Bankruptcy filings in Arizona come with certain responsibilities for the debtor. Any attempt to a�?cheat the systema�? could potentially result in bankruptcy fraud charges. Just like all other states, Arizona has specific sanctions for the individuals who knowingly or unknowingly commit bankruptcy fraud in Arizona.

Activities that Classify as […]

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